Expert Local Information for Rancho Palos Verdes, California Provided by Larissa

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Insurance >The Purpose of Title Insurance

When you finance a home through a lender, you will be required to purchase title insurance to cover the amount of your mortgage loan. At the closing you will be given the option to buy additional coverage to protect your investment.

Before the closing, the title company will order a title report to make sure the sellers actually own the home and that no one else has a legal interest in the property. This process will identify any potential title problems or liens. Title insurance covers you against any future claims that did not appear on the title report. It is a one-time charge that you pay at the closing of the transaction, and it covers your future equity up to a stated maximum amount as your property increases in value. It's a small price to pay to protect such a major investment.

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Q	What are considered the ideal conditions for a seller's market?
A	In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Larissa Rubijevsky, REALTOR®, real estate agent for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California home listings, property and land for sale - Best Image Agent(s)

Larissa
RE/MAX Palos Verdes Realty
450 Silver Spur Rd
Rolling Hills Estates, CA. 90274
Phone: 310-387-1414
Fax: 310-265-8757
Email: larissa@NUMBER1EXPERT.com
Let the Champion work for you! Being a former professional athlete I know better than anyone else what discipline, focus and dedication mean in order to get best results. I find it fulfilling and rewarding to help people with one of their most important possessions or purchases...their home. I have a money/time/hassle-saving mentality and I'm always looking out for my client's best interest. I save my clients thousands of dollars by bringing my expertise, negotiating power and experience to the table. If you are not completely satisfied and happy with my services, I'll give my comission back to you!!

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