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Kyle Beavert
Congratulations on taking that step toward home ownership. Peninsula Mortgage would like to be one of the first to congratulate you on your choice to buy with one of the finest realtors in the industry, Platinum Club, RE/MAX Palos Verdes; Larissa Rubijevsky. Larissa has consistently been one of the top producers in the Palos Verdes/South Bay area for the past several years. We have worked as a team together on numerous transactions to the benefit of many South Bay and Palos Verdes residents. Peninsula Mortgage is an affiliate of Chase Manhattan. We have access to all of the products that are offered by one of the nation’s largest mortgage lenders. This includes great rates and terms on all types of 1st and 2nd mortgages. We also have the ability to broker too many of the other major lenders in Southern California. We are approved with over 50 companies and can do almost any loan for any borrower. Getting pre-approved is the first step toward home ownership. There is no obligation to any client that is working with Larissa. Credit and income approval can be obtained before a property is identified. This will strengthen any offer that you submit to a seller. We can also give you a complimentary credit report for your files. Please contact my office if you would like further information. Sincerely, Kyle W. Beavert
Senior Loan Officer
Investment/Residential Lending
Email: kyle.w.beavert@chase.com
Website: kylebeavert.com
Zoning Laws >Keeping an Eye on Zoning Decisions
Zoning classifications are the most important tool that a local government has to control the way land is used in a community. Areas designated as residential may have further controls on housing density for single family homes, townhouses or multiple-family houses. There are usually areas set aside for industrial, commercial and recreational purposes. Zoning boards spend their time listening to requests for exceptions to these rules or hearing arguments from parties who want to change or bend the existing zoning regulations.
These zoning decisions have a major impact on the surrounding neighborhoods. Citizens' groups often get involved in testifying at hearings on proposals that could affect their property values or their quality of life. These groups help create interest about issues in the local press and work to educate their neighbors about matters affecting them. Developers who go before a zoning board seeking major changes are wise to involve the local neighborhood group in formulating proposals that will affect those homeowners.
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According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
 See More Real Estate Trivia > |
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