Palos Verdes real estate CA, Rolling Hills Estates real estate, Palos Verdes Estates real estate and Rancho Palos Verdes real estate, home listings and homes for sale in California, luxury and oceanview properties - Larissa, REALTOR® Larissa Rubijevsky REALTOR(r) for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates, California real estate, luxury and oceanview properties
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Larissa Rubijevsky, REALTORŪ, real estate agent   for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California home listings, property and land for sale - Best Image Agent(s)
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First Time Homebuyers: Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California home buying, real estate listings, and homes for sale in Los Angeles County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose A Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What U.S. state is home to the world's richest woman?

A 
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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Larissa Rubijevsky, REALTORŪ, real estate agent   for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California home listings, property and land for sale - Best Image Agent(s)

Larissa
RE/MAX Palos Verdes Realty

450 Silver Spur Rd
Rolling Hills Estates, CA. 90274
Phone: 310-387-1414
Fax: 310-265-8757
Email: larissa@NUMBER1EXPERT.com

Let the Champion work for you! Being a former professional athlete I know better than anyone else what discipline, focus and dedication mean in order to get best results. I find it fulfilling and rewarding to help people with one of their most important possessions or purchases...their home. I have a money/time/hassle-saving mentality and I'm always looking out for my client's best interest. I save my clients thousands of dollars by bringing my expertise, negotiating power and experience to the table. If you are not completely satisfied and happy with my services, I'll give my comission back to you!!

CIPS EcoBroker ePro Equal Housing MLS REALTOR RELO wcr


RE/MAX Palos Verdes Realty real estate and homes for sale in Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California

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