Palos Verdes real estate CA, Rolling Hills Estates real estate, Palos Verdes Estates real estate and Rancho Palos Verdes real estate, home listings and homes for sale in California, luxury and oceanview properties - Larissa, REALTOR® Larissa Rubijevsky REALTOR(r) for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates, California real estate, luxury and oceanview properties - NUMBER1EXPERT™ Larissa Rubijevsky NUMBER1EXPERT(tm) for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates, California real estate, luxury and oceanview properties
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Larissa Rubijevsky, REALTOR®, real estate agent   for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California home buying, real estate listings, and homes for sale in Los Angeles County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose A Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Real Estate Trivia
Q 
What does the abbreviation PITI stand for?

A 
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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Larissa Rubijevsky, REALTOR®, real estate agent   for Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California home listings, property and land for sale - NUMBER1EXPERT(tm)

Larissa
RE/MAX Palos Verdes Realty

450 Silver Spur Rd
Rolling Hills Estates, CA. 90274
Phone: 310-387-1414
Fax: 310-265-8757
Email: larissa@NUMBER1EXPERT.com

Let the Champion work for you! Being a former professional athlete I know better than anyone else what discipline, focus and dedication mean in order to get best results. I find it fulfilling and rewarding to help people with one of their most important possessions or purchases...their home. I have a money/time/hassle-saving mentality and I'm always looking out for my client's best interest. I save my clients thousands of dollars by bringing my expertise, negotiating power and experience to the table. If you are not completely satisfied and happy with my services, I'll give my comission back to you!!

Equal Housing MLS REALTOR


RE/MAX Palos Verdes Realty real estate and homes for sale in Palos Verdes, Rolling Hills Estates, Palos Verdes Estates and Rancho Palos Verdes Estates California

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